Team Lead Underwriting


We are a leading and innovative fintech company, focused on the payment industry with offices in Bulgaria and the UK. We have built a team of passionate and experienced professionals, whose shared mission is to change the world of digital payment solutions.

Our clients are merchants offering services and products mainly online and willing to accept card payments. Paynetics is a principal member of the international card schemes VISA & MasterCard. We have recently launched the first mobile payment app in Bulgaria (Phyre) and the first utilities payment app in the UK (BillButler).

Due to our growing product portfolio and target markets, we are looking for a Team Lead Underwriting (Ecommerce Merchants) to head our team dedicated to evaluation of upcoming applications for card processing.


  • Manage the Underwriting team and processes.
  • Supervise the activities related to evaluation of e-commerce merchants.
  • Participate in the decision-making.
  • Evaluate business models and propose criteria and underwriting flow for new verticals.
  • Investigate client’s business, online presence and reputation.
  • Onboard websites screening.
  • Collect KYC documents and check against Paynetics Merchants Acceptance policy.
  • Maintain internal register of applying merchants.
  • Train new staff members in the underwriting team.
  • Coach underwriters.


  • University degree.
  • At least 3 years of experience in the field of card acceptance business.
  • Knowledge of the card schemes KYC/AML Rules & Regulations.
  • Good understanding of advanced Internet technologies, the online presence and virtual identity.
  • Legal background is considered an advantage.
  • Good decision-making, analytical and logical skills.
  • Strong organizational and prioritizing skills.
  • Good communication skills.
  • Very good command of English – written and spoken.

We offer

  • Exciting job in a premium professional environment.
  • Work in a new growing team with excellent perspective for professional development.
  • Opportunity to stay current with technologies and advancements in the field of the digital payments industry.
  • Office location in Sofia.

Apply now

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