Paynetics offers a wide range of B2B and B2C payment solutions. By providing secure, flexible and robust payment channels, we enable our partners to focus on developing their businesses. We believe that financial services should not be complicated and people should not be enslaved to them. Paynetics is a fully licensed and operational EU e-money institution with solid infrastructure in acquiring and issuing, combined with several exciting FinTech ventures with proprietary technologies and global ambitions.


Ivo Gueorguiev
Co-founder & Chairman

Rooted in financial services. Previously a senior banker with the EBRD. Co-founded and built from scratch to 3bn in assets TBIF– a group focused on retail financial businesses across CEE.


Valeri Valtchev

Serial entrepreneur and investor. Previously an international lawyer with White & Case in Brussels and Washington D.C. Founded 15 ventures across 9 sectors, built market leaders, exited a few.


Antonina Martinova

Ex-Allianz banker, more than 20 years in financial services, knowledge, track record and innovation, all in one.


Yana Prodanova

More than 10 years in e-commere compliance function.


Svetoslava Dimitrova

15 years as risk manager.


Kaloyan Tonchev

Seasoned finance manager of companies with experience in FinTech, consumers lending and entertainment businesses.


Desi Lozanova
Legal and Regulatory

Former Chief Legal Counsel of BNB, co-author of main banking laws in Bulgaria.


Hristian Drensky
Business Development Manager

Experienced professional in the FinTech area with a wide range of payment products going from Acquiring, Issuing, Prepaid Cards Programs, E-Wallets, ATMs, mPOS solutions, Transaction Processing, Outsourcing, KYC and always curios for more.


Dian Nedelchev

20+ year experience in software development with particular expertise in financial transactions based information systems.


Gurvinder Bassi

In-depth knowledge of the UK utilities market. Has taken to market a number of related products.