Senior Product Manager – Wallets and Embeddable Components

Paynetics is a leading fintech company and founder of the Bulgarian Fintech Association. Grounded in payment services, with EMI licenses in Bulgaria and the UK, we have built a team of passionate professionals on a mission to build the leader in embedded finance.

We launched the first mobile payment app in Bulgaria, the first utility payment app in the UK, one of the first automated loyalty solutions in the US. We bootstrapped and spun off a game-changing payment acceptance solution, which we exited to Ingenico. The Paynetics platform is utilised by companies like Trading 212, Payhawk, and Weavr and program managers of the likes of British Airlines, Intel and Bosch.

We are building market leaders and a growth platform for highly motivated professionals.

The future of financial services is being deeply integrated into the business processes and customer experiences rather than being standalone services. We aim to be leaders in this transformative shift.

We strive to build a platform that enables companies to embed financial services within their products as simple as copy-paste. Our thesis is that through modern technology, we can encapsulate security, usability, and compliance, ensuring seamless integration.

What you will be doing

Your main objectives would be to Identify new market niches for your assigned product and own the end-to-end product life cycle, from idea to go live, results account and contious improvement iterations.
Have an excellent understanding of our business objectives, market dynamics, competitive landscape, product KPIs, and clinets’ needs.

  • Keep an excellent understanding of the business objectives, market dynamics, competitive landscape, product KPIs, and clients’ needs.
  • Work with stakeholders and SMEs to ensure that each product initiative is:
    • Viable: by implementing them, we will hit the required business objectives and will be adopted by the market
    • Feasible: we have the technical capabilities to build them, they are compliant and financially positive, and we can operate them without producing significant head-over
  • Define the business requirements for new features and align them with the stakeholders.
  • Work closely with business analysts and assist them in developing detailed functional specifications.
  • Support the commercial departments in pitching the acquiring and embedded finance product and learn firsthand the needs of existing and potential new clients
  • Run internal training on your product and new features.
  • Ensure that the new features hit the ground running: align pricing with Finance and Sales, develop “how to” guides, work with marketing on PR, advertisement and sales enablement materials, and ensure operational teams are well trained.
  • Manage the relationships (including the contracts, networking etc.) with external providers. Keep up-to-date knowledge on the provider’s roadmaps and how we can adopt their new features to accomplish our business objectives.
  • Discover and validate new features and products to accomplish the business objectives.
  • Keep the roadmap up to date, prioritise initiatives, and update stakeholders on the status of the product initiatives. Make the most of the development resource available.

What you will need

  • 5+ experience in a dynamic Product Management role
  • Proven experience overseeing all elements of the Product development lifecycle
  • Exceptional writing and editing skills combined with strong presentation skills
  • Good technical skills and understanding of SDKs, software libraries and APIs
  • Customer-centric thinking
  • Get stuff done mentality
  • Excellent prioritisation skills and ability to work in a fast-paced work environment
  • Experience in the payment industry

Nice to haves

  • Good understanding of embedded finance
  • Experience with card issuing and acquiring
  • Understanding of the financial regulations

What we offer:

  • Exciting job in a premium professional environment
  • Highly competitive remuneration
  • 25 days annual paid leave + 1 day for your birthday
  • Work in a growing team with excellent perspective for professional development
  • Additional Health Insurance
  • Vouchers
  • Company Trainings
  • Team buildings and sports activities
  • Excellent office location near a metro station

Apply now

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