Flexible acquiring solutions for brick-and-mortar and on-line merchants, including the first purely software POS which enables hardware-free contactless payments directly on Android phones. Efficient onboarding and quick underwriting, powerful and easy-to-integrate APIs, advanced anti-fraud technology and tailored analytics and reporting.

Bonus:

combining acquiring and issuing will streamline your cashflow and reduce costs

A market first purely software POS solution which enables acceptance from contactless cards and mobile phones directly on any NFC Android device without the need for additional hardware. Turn your Android device into a smart business hub through additional powerful functionalities such as loyalty and automated marketing. Our payment solution addresses millions of unserved merchants and we partner with large banks and acquirers through fully customizable white label solutionss.

Bonus:

combine the software POS with a corporate card for instant settlement

Visa and Mastercard payment cards, fully customizable to your business needs – debit, business or prepaid, single or multiple use, virtual or physical. Superior rule settings give you full control over issued cards whilst customised card designs enhance your brand and create the perfect payment experience.

Bonus:

combining acquiring and issuing will streamline your cashflow and reduce costs

Our tokenization solutions bring payments to the mobile phone and help reduce fraud in digital transfers: for each transaction sensitive details are replaced by dynamic components to secure the transmitted information. Tokenization also provides faster check-out experience and ultimately more options for merchants to accept payments.

Seamless experience, enabling shoppers to make payments directly from their phones either online or in the shop. Our interoperable e-wallets connect consumers with merchants creating value for both of them. Features include spending analytics, payment notifications, full card control, cashback and digitalization of loyalty cards, vouchers and coupons. Customizable app designs drive loyalty towards your brand and business.

Bring VISA and Mastercard payment cards to your business quickly and conveniently. As direct scheme membership can be costly, complex and time consuming, we enable fintechs to issue cards through scheme-assigned BINs, fully compliant with VISA and Mastercard. We empower you to manage your programs such as e-wallet accounts or prepaid/debit cards without the need for an individual e-money license.

As a principal member of SWIFT and SEPA we offer fully functional IBAN accounts with the same facilities as regular bank accounts, while at the same time reducing administrative costs and complexity.

As a principal member of SEPA and SWIFT we can support your business to improve liquidity, streamline working capital and ultimately reduce costs.

Leverage your transaction data:

• drive customer retention and boost sales through loyalty and automated marketing. Reward programs include points, cashback and virtual punch cards which, coupled with pre-defined marketing campaigns, increase customer engagement


• put consumers in control of their utility bills with our powerful utility bills platform, which is integrated with comparison engines and saves users money by finding the best deals and switching