THE KEY ELEMENT IN E-COMMERCE

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Paynetics AD (former name CrediBul EAD) is a payment institution licensed in the EU and a principal Member of the international card schemes VISA & MasterCard. Paynetics AD is an ex Societe Generale subsidiary, founded in 2005 as a financial institution. We provide one-stop solution for online payment services along with industry expertise & business specific solutions. Since 2016, Paynetics is licensed as an E-money institution within the EU and the company continues to evolve its potential in the prepaid card business & strengthen its position in the e-commerce space.

Our employees are what makes Paynetics your key partner in the e-commerce world. Our team members are fintechs & professionals in their field. Our business culture is to create open space for sharing and working closely with our partners.

Products & Services

BUSINESS MODEL MANAGEMENT

BUSINESS MODEL MANAGEMENT

Paynetics makes things easier for the e-commerce merchants with the comprehensive suite of acquiring services, that it provides, extending from merchant on-boarding, PCI DSS compliance, fraud prevention, dispute & risk management, tailored for each specific business model

CHARGEBACK & RISK MANAGEMENT

CHARGEBACK & RISK MANAGEMENT

Paynetics team of industry experts will work to find the best solution for your business to help you mitigate fraud risks and boost your sales at the same time. Our risk solutions are adapted to your business model and help you to increase your sale potential while staying compliant with the card schemes requirements

GLOBALLY ACCEPTED PREPAID CARD

GLOBALLY ACCEPTED PREPAID CARD

Paynetics card is MasterCard branded prepaid card designed to use it globally, load it easy & keep your money safer. You have clear visibility on your money spendings and do not need a bank account to manage your transfers

PAYMENT GATEWAY PROCESSING

PAYMENT GATEWAY PROCESSING

Paynetics provides fully PCI DSS complaint payment platform which is easily integrated to your Webshop and which gives you one-stop solution for eCommerce, mCommerce and most famous industry specific alternative payment channels

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You will enjoy all the benefits that come with our system, specially tailored for your business



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MERCHANT SERVICE

Quick Merchant Underwriting

Quick Merchant Underwriting

Optimized & streamlined merchant boarding process, giving competitive edge for our partners and benefits for the merchants when they need quick transaction acceptance.
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Easy & Fast Boarding process

Easy & Fast Boarding process

Technology driven on-boarding procedure to create user-friendly experience for all merchants and sales partners.  
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Powerful API

Powerful API

Convenient and easy-to-integrate API which maintains bank-level security standards & the quality we handle transaction security is true evidence for that.
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Anti-fraud Protection

Anti-fraud Protection

Advanced technology for anti-fraud protection, customized according to your business model. We look after your risks, you boost your sales.
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Analytics & Reporting

Analytics & Reporting

Focus on your business and use of self-developed models for analysis of massive data fields and relations. We run comprehensive reports & monitor your business KPIs.
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Multi-currency merchant account

Multi-currency merchant account

Freedom to accept foreign currency payments without currency conversions in the most common settlement currencies that we support.
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Expert Service

Expert Service

Our product is built on service. Your calls are answered exclusively by our team associates who understand your needs and provide customized solutions.
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Dedicated Account Manager

Dedicated Account Manager

Dedicated account manager, who understands your needs and makes the most of your time & business.
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When doing business with us, We value the trust you have in us

As a principal Member of VISA & MasterCard Paynetics is providing

fully PCI-compliant environment with the highest encryption standards

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OUR TEAM IS COMMITTED TO YOUR SUCCESS

PREPAID CARD

PARTNERS

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Paynetics AD| EU licensed e-money institution

  • +359 2 806 56 15
  • support@paynetics.digital
  • www.paynetics.digital
  • Hill Tower, 76A James Bourchier Blvd., 1407 Sofia, Bulgaria